LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,914
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,493
−HK$2,620/mo
Today · 4.125%
HK$88,113
baseline
▲ 0.50% · 4.625%
HK$93,475
+HK$5,362/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$176,226/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,545,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,241
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,715
−HK$2,509/mo
Today · 4.125%
HK$97,224
baseline
▲ 0.50% · 4.625%
HK$102,349
+HK$5,125/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$194,448/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,545,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,497
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$102,591
−HK$3,145/mo
Today · 4.125%
HK$105,736
baseline
▲ 0.50% · 4.625%
HK$112,170
+HK$6,434/mo
Deposit HK$14.54M · loan HK$21.82M · min. income ≈ HK$211,472/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,545,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,689
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$113,658
−HK$3,011/mo
Today · 4.125%
HK$116,669
baseline
▲ 0.50% · 4.625%
HK$122,819
+HK$6,150/mo
Deposit HK$14.54M · loan HK$21.82M · min. income ≈ HK$233,338/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,545,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,079
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$119,690
−HK$3,669/mo
Today · 4.125%
HK$123,359
baseline
▲ 0.50% · 4.625%
HK$130,865
+HK$7,506/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$246,718/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,545,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,137
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$132,600
−HK$3,514/mo
Today · 4.125%
HK$136,114
baseline
▲ 0.50% · 4.625%
HK$143,289
+HK$7,175/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$272,228/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,545,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,245
−HK$9,359/mo
▼ 0.25% · 3.875%
HK$153,887
−HK$4,717/mo
Today · 4.125%
HK$158,604
baseline
▲ 0.50% · 4.625%
HK$168,255
+HK$9,651/mo
Deposit HK$3.64M · loan HK$32.73M · min. income ≈ HK$317,208/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,545,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,033
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$170,486
−HK$4,518/mo
Today · 4.125%
HK$175,004
baseline
▲ 0.50% · 4.625%
HK$184,228
+HK$9,224/mo
Deposit HK$3.64M · loan HK$32.73M · min. income ≈ HK$350,008/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,545,369 · Scale 2, in force from 26 Feb 2026)