LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,955
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,535
−HK$2,622/mo
Today · 4.125%
HK$88,157
baseline
▲ 0.50% · 4.625%
HK$93,521
+HK$5,364/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$176,314/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,286
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,761
−HK$2,511/mo
Today · 4.125%
HK$97,272
baseline
▲ 0.50% · 4.625%
HK$102,399
+HK$5,127/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$194,544/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,546
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$102,642
−HK$3,146/mo
Today · 4.125%
HK$105,788
baseline
▲ 0.50% · 4.625%
HK$112,225
+HK$6,437/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$211,576/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,743
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,714
−HK$3,013/mo
Today · 4.125%
HK$116,727
baseline
▲ 0.50% · 4.625%
HK$122,879
+HK$6,152/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$233,454/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,136
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$119,749
−HK$3,670/mo
Today · 4.125%
HK$123,419
baseline
▲ 0.50% · 4.625%
HK$130,929
+HK$7,510/mo
Deposit HK$10.91M · loan HK$25.47M · min. income ≈ HK$246,838/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,201
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$132,666
−HK$3,515/mo
Today · 4.125%
HK$136,181
baseline
▲ 0.50% · 4.625%
HK$143,359
+HK$7,178/mo
Deposit HK$10.91M · loan HK$25.47M · min. income ≈ HK$272,362/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,318
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$153,963
−HK$4,719/mo
Today · 4.125%
HK$158,682
baseline
▲ 0.50% · 4.625%
HK$168,337
+HK$9,655/mo
Deposit HK$3.64M · loan HK$32.74M · min. income ≈ HK$317,364/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,546,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,115
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$170,570
−HK$4,520/mo
Today · 4.125%
HK$175,090
baseline
▲ 0.50% · 4.625%
HK$184,319
+HK$9,229/mo
Deposit HK$3.64M · loan HK$32.74M · min. income ≈ HK$350,180/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,546,130 · Scale 2, in force from 26 Feb 2026)