LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,964
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,545
−HK$2,622/mo
Today · 4.125%
HK$88,167
baseline
▲ 0.50% · 4.625%
HK$93,532
+HK$5,365/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$176,334/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,297
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,772
−HK$2,511/mo
Today · 4.125%
HK$97,283
baseline
▲ 0.50% · 4.625%
HK$102,411
+HK$5,128/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$194,566/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,557
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,654
−HK$3,146/mo
Today · 4.125%
HK$105,800
baseline
▲ 0.50% · 4.625%
HK$112,238
+HK$6,438/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$211,600/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,756
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,727
−HK$3,013/mo
Today · 4.125%
HK$116,740
baseline
▲ 0.50% · 4.625%
HK$122,894
+HK$6,154/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$233,480/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,150
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,763
−HK$3,671/mo
Today · 4.125%
HK$123,434
baseline
▲ 0.50% · 4.625%
HK$130,944
+HK$7,510/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$246,868/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,216
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$132,681
−HK$3,516/mo
Today · 4.125%
HK$136,197
baseline
▲ 0.50% · 4.625%
HK$143,376
+HK$7,179/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$272,394/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,336
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$153,981
−HK$4,719/mo
Today · 4.125%
HK$158,700
baseline
▲ 0.50% · 4.625%
HK$168,357
+HK$9,657/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$317,400/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,546,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,134
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$170,590
−HK$4,520/mo
Today · 4.125%
HK$175,110
baseline
▲ 0.50% · 4.625%
HK$184,340
+HK$9,230/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$350,220/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,546,309 · Scale 2, in force from 26 Feb 2026)