LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,968
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$85,548
−HK$2,622/mo
Today · 4.125%
HK$88,170
baseline
▲ 0.50% · 4.625%
HK$93,535
+HK$5,365/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$176,340/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,301
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$94,776
−HK$2,511/mo
Today · 4.125%
HK$97,287
baseline
▲ 0.50% · 4.625%
HK$102,415
+HK$5,128/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$194,574/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,561
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,658
−HK$3,146/mo
Today · 4.125%
HK$105,804
baseline
▲ 0.50% · 4.625%
HK$112,242
+HK$6,438/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$211,608/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,761
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,731
−HK$3,014/mo
Today · 4.125%
HK$116,745
baseline
▲ 0.50% · 4.625%
HK$122,899
+HK$6,154/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$233,490/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,155
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,768
−HK$3,671/mo
Today · 4.125%
HK$123,439
baseline
▲ 0.50% · 4.625%
HK$130,949
+HK$7,510/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$246,878/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,221
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$132,686
−HK$3,516/mo
Today · 4.125%
HK$136,202
baseline
▲ 0.50% · 4.625%
HK$143,382
+HK$7,180/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$272,404/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,342
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$153,987
−HK$4,720/mo
Today · 4.125%
HK$158,707
baseline
▲ 0.50% · 4.625%
HK$168,364
+HK$9,657/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$317,414/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,546,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,141
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$170,597
−HK$4,520/mo
Today · 4.125%
HK$175,117
baseline
▲ 0.50% · 4.625%
HK$184,348
+HK$9,231/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$350,234/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,546,371 · Scale 2, in force from 26 Feb 2026)