LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,970
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,551
−HK$2,622/mo
Today · 4.125%
HK$88,173
baseline
▲ 0.50% · 4.625%
HK$93,538
+HK$5,365/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$176,346/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,303
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,779
−HK$2,511/mo
Today · 4.125%
HK$97,290
baseline
▲ 0.50% · 4.625%
HK$102,419
+HK$5,129/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$194,580/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,564
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$102,661
−HK$3,147/mo
Today · 4.125%
HK$105,808
baseline
▲ 0.50% · 4.625%
HK$112,246
+HK$6,438/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$211,616/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,764
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,735
−HK$3,013/mo
Today · 4.125%
HK$116,748
baseline
▲ 0.50% · 4.625%
HK$122,902
+HK$6,154/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$233,496/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,158
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,771
−HK$3,671/mo
Today · 4.125%
HK$123,442
baseline
▲ 0.50% · 4.625%
HK$130,953
+HK$7,511/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$246,884/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,225
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$132,690
−HK$3,516/mo
Today · 4.125%
HK$136,206
baseline
▲ 0.50% · 4.625%
HK$143,386
+HK$7,180/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$272,412/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,346
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$153,992
−HK$4,719/mo
Today · 4.125%
HK$158,711
baseline
▲ 0.50% · 4.625%
HK$168,369
+HK$9,658/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$317,422/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,546,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,146
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$170,602
−HK$4,520/mo
Today · 4.125%
HK$175,122
baseline
▲ 0.50% · 4.625%
HK$184,353
+HK$9,231/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$350,244/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,546,418 · Scale 2, in force from 26 Feb 2026)