LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,971
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,552
−HK$2,623/mo
Today · 4.125%
HK$88,175
baseline
▲ 0.50% · 4.625%
HK$93,540
+HK$5,365/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$176,350/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,305
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,781
−HK$2,511/mo
Today · 4.125%
HK$97,292
baseline
▲ 0.50% · 4.625%
HK$102,420
+HK$5,128/mo
Deposit HK$18.19M · loan HK$18.19M · min. income ≈ HK$194,584/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,566
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,663
−HK$3,146/mo
Today · 4.125%
HK$105,809
baseline
▲ 0.50% · 4.625%
HK$112,248
+HK$6,439/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$211,618/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,766
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,737
−HK$3,013/mo
Today · 4.125%
HK$116,750
baseline
▲ 0.50% · 4.625%
HK$122,904
+HK$6,154/mo
Deposit HK$14.55M · loan HK$21.83M · min. income ≈ HK$233,500/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,160
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,773
−HK$3,671/mo
Today · 4.125%
HK$123,444
baseline
▲ 0.50% · 4.625%
HK$130,956
+HK$7,512/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$246,888/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,227
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,693
−HK$3,516/mo
Today · 4.125%
HK$136,209
baseline
▲ 0.50% · 4.625%
HK$143,388
+HK$7,179/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$272,418/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,349
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$153,994
−HK$4,720/mo
Today · 4.125%
HK$158,714
baseline
▲ 0.50% · 4.625%
HK$168,372
+HK$9,658/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$317,428/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,149
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$170,605
−HK$4,520/mo
Today · 4.125%
HK$175,125
baseline
▲ 0.50% · 4.625%
HK$184,356
+HK$9,231/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$350,250/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,546,444 · Scale 2, in force from 26 Feb 2026)