LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,981
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$85,562
−HK$2,622/mo
Today · 4.125%
HK$88,184
baseline
▲ 0.50% · 4.625%
HK$93,550
+HK$5,366/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$176,368/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,315
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,791
−HK$2,511/mo
Today · 4.125%
HK$97,302
baseline
▲ 0.50% · 4.625%
HK$102,431
+HK$5,129/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$194,604/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,577
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$102,674
−HK$3,147/mo
Today · 4.125%
HK$105,821
baseline
▲ 0.50% · 4.625%
HK$112,260
+HK$6,439/mo
Deposit HK$14.56M · loan HK$21.83M · min. income ≈ HK$211,642/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,778
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,749
−HK$3,014/mo
Today · 4.125%
HK$116,763
baseline
▲ 0.50% · 4.625%
HK$122,918
+HK$6,155/mo
Deposit HK$14.56M · loan HK$21.83M · min. income ≈ HK$233,526/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,173
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$119,786
−HK$3,672/mo
Today · 4.125%
HK$123,458
baseline
▲ 0.50% · 4.625%
HK$130,970
+HK$7,512/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$246,916/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,241
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,707
−HK$3,516/mo
Today · 4.125%
HK$136,223
baseline
▲ 0.50% · 4.625%
HK$143,404
+HK$7,181/mo
Deposit HK$10.92M · loan HK$25.47M · min. income ≈ HK$272,446/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,365
−HK$9,366/mo
▼ 0.25% · 3.875%
HK$154,011
−HK$4,720/mo
Today · 4.125%
HK$158,731
baseline
▲ 0.50% · 4.625%
HK$168,390
+HK$9,659/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$317,462/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,546,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,167
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$170,623
−HK$4,521/mo
Today · 4.125%
HK$175,144
baseline
▲ 0.50% · 4.625%
HK$184,377
+HK$9,233/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$350,288/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,546,612 · Scale 2, in force from 26 Feb 2026)