LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,986
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,568
−HK$2,622/mo
Today · 4.125%
HK$88,190
baseline
▲ 0.50% · 4.625%
HK$93,557
+HK$5,367/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$176,380/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,322
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$94,798
−HK$2,511/mo
Today · 4.125%
HK$97,309
baseline
▲ 0.50% · 4.625%
HK$102,439
+HK$5,130/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$194,618/mo (50% DSR)
Upfront cash ≈ HK$19.74M (deposit + AVD stamp duty HK$1,546,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,584
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,681
−HK$3,148/mo
Today · 4.125%
HK$105,829
baseline
▲ 0.50% · 4.625%
HK$112,268
+HK$6,439/mo
Deposit HK$14.56M · loan HK$21.84M · min. income ≈ HK$211,658/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,786
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,757
−HK$3,014/mo
Today · 4.125%
HK$116,771
baseline
▲ 0.50% · 4.625%
HK$122,927
+HK$6,156/mo
Deposit HK$14.56M · loan HK$21.84M · min. income ≈ HK$233,542/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,546,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,181
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$119,795
−HK$3,672/mo
Today · 4.125%
HK$123,467
baseline
▲ 0.50% · 4.625%
HK$130,979
+HK$7,512/mo
Deposit HK$10.92M · loan HK$25.48M · min. income ≈ HK$246,934/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,250
−HK$6,983/mo
▼ 0.25% · 3.875%
HK$132,717
−HK$3,516/mo
Today · 4.125%
HK$136,233
baseline
▲ 0.50% · 4.625%
HK$143,414
+HK$7,181/mo
Deposit HK$10.92M · loan HK$25.48M · min. income ≈ HK$272,466/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$1,546,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,376
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$154,022
−HK$4,721/mo
Today · 4.125%
HK$158,743
baseline
▲ 0.50% · 4.625%
HK$168,402
+HK$9,659/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$317,486/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,546,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,179
−HK$8,978/mo
▼ 0.25% · 3.875%
HK$170,636
−HK$4,521/mo
Today · 4.125%
HK$175,157
baseline
▲ 0.50% · 4.625%
HK$184,390
+HK$9,233/mo
Deposit HK$3.64M · loan HK$32.75M · min. income ≈ HK$350,314/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,546,724 · Scale 2, in force from 26 Feb 2026)