LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,002
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,584
−HK$2,623/mo
Today · 4.125%
HK$88,207
baseline
▲ 0.50% · 4.625%
HK$93,575
+HK$5,368/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$176,414/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,339
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,816
−HK$2,512/mo
Today · 4.125%
HK$97,328
baseline
▲ 0.50% · 4.625%
HK$102,458
+HK$5,130/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$194,656/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,603
−HK$6,246/mo
▼ 0.25% · 3.875%
HK$102,701
−HK$3,148/mo
Today · 4.125%
HK$105,849
baseline
▲ 0.50% · 4.625%
HK$112,289
+HK$6,440/mo
Deposit HK$14.56M · loan HK$21.84M · min. income ≈ HK$211,698/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,807
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$113,779
−HK$3,015/mo
Today · 4.125%
HK$116,794
baseline
▲ 0.50% · 4.625%
HK$122,950
+HK$6,156/mo
Deposit HK$14.56M · loan HK$21.84M · min. income ≈ HK$233,588/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,203
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$119,818
−HK$3,672/mo
Today · 4.125%
HK$123,490
baseline
▲ 0.50% · 4.625%
HK$131,004
+HK$7,514/mo
Deposit HK$10.92M · loan HK$25.48M · min. income ≈ HK$246,980/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,275
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,742
−HK$3,517/mo
Today · 4.125%
HK$136,259
baseline
▲ 0.50% · 4.625%
HK$143,442
+HK$7,183/mo
Deposit HK$10.92M · loan HK$25.48M · min. income ≈ HK$272,518/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,404
−HK$9,369/mo
▼ 0.25% · 3.875%
HK$154,052
−HK$4,721/mo
Today · 4.125%
HK$158,773
baseline
▲ 0.50% · 4.625%
HK$168,434
+HK$9,661/mo
Deposit HK$3.64M · loan HK$32.76M · min. income ≈ HK$317,546/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,211
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$170,668
−HK$4,522/mo
Today · 4.125%
HK$175,190
baseline
▲ 0.50% · 4.625%
HK$184,425
+HK$9,235/mo
Deposit HK$3.64M · loan HK$32.76M · min. income ≈ HK$350,380/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,019 · Scale 2, in force from 26 Feb 2026)