LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,011
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,593
−HK$2,623/mo
Today · 4.125%
HK$88,216
baseline
▲ 0.50% · 4.625%
HK$93,584
+HK$5,368/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$176,432/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,349
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,825
−HK$2,513/mo
Today · 4.125%
HK$97,338
baseline
▲ 0.50% · 4.625%
HK$102,469
+HK$5,131/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$194,676/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,613
−HK$6,246/mo
▼ 0.25% · 3.875%
HK$102,711
−HK$3,148/mo
Today · 4.125%
HK$105,859
baseline
▲ 0.50% · 4.625%
HK$112,301
+HK$6,442/mo
Deposit HK$14.56M · loan HK$21.84M · min. income ≈ HK$211,718/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,818
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$113,790
−HK$3,015/mo
Today · 4.125%
HK$116,805
baseline
▲ 0.50% · 4.625%
HK$122,962
+HK$6,157/mo
Deposit HK$14.56M · loan HK$21.84M · min. income ≈ HK$233,610/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,215
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$119,830
−HK$3,673/mo
Today · 4.125%
HK$123,503
baseline
▲ 0.50% · 4.625%
HK$131,018
+HK$7,515/mo
Deposit HK$10.92M · loan HK$25.48M · min. income ≈ HK$247,006/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,288
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$132,755
−HK$3,518/mo
Today · 4.125%
HK$136,273
baseline
▲ 0.50% · 4.625%
HK$143,456
+HK$7,183/mo
Deposit HK$10.92M · loan HK$25.48M · min. income ≈ HK$272,546/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,419
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,067
−HK$4,722/mo
Today · 4.125%
HK$158,789
baseline
▲ 0.50% · 4.625%
HK$168,451
+HK$9,662/mo
Deposit HK$3.64M · loan HK$32.76M · min. income ≈ HK$317,578/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,227
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$170,686
−HK$4,522/mo
Today · 4.125%
HK$175,208
baseline
▲ 0.50% · 4.625%
HK$184,444
+HK$9,236/mo
Deposit HK$3.64M · loan HK$32.76M · min. income ≈ HK$350,416/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,175 · Scale 2, in force from 26 Feb 2026)