LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,011
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,594
−HK$2,623/mo
Today · 4.125%
HK$88,217
baseline
▲ 0.50% · 4.625%
HK$93,585
+HK$5,368/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$176,434/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,349
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,826
−HK$2,513/mo
Today · 4.125%
HK$97,339
baseline
▲ 0.50% · 4.625%
HK$102,470
+HK$5,131/mo
Deposit HK$18.20M · loan HK$18.20M · min. income ≈ HK$194,678/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,614
−HK$6,246/mo
▼ 0.25% · 3.875%
HK$102,712
−HK$3,148/mo
Today · 4.125%
HK$105,860
baseline
▲ 0.50% · 4.625%
HK$112,302
+HK$6,442/mo
Deposit HK$14.56M · loan HK$21.84M · min. income ≈ HK$211,720/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,819
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$113,791
−HK$3,015/mo
Today · 4.125%
HK$116,806
baseline
▲ 0.50% · 4.625%
HK$122,963
+HK$6,157/mo
Deposit HK$14.56M · loan HK$21.84M · min. income ≈ HK$233,612/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,216
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$119,831
−HK$3,673/mo
Today · 4.125%
HK$123,504
baseline
▲ 0.50% · 4.625%
HK$131,019
+HK$7,515/mo
Deposit HK$10.92M · loan HK$25.48M · min. income ≈ HK$247,008/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,289
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$132,757
−HK$3,517/mo
Today · 4.125%
HK$136,274
baseline
▲ 0.50% · 4.625%
HK$143,457
+HK$7,183/mo
Deposit HK$10.92M · loan HK$25.48M · min. income ≈ HK$272,548/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,421
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$154,068
−HK$4,723/mo
Today · 4.125%
HK$158,791
baseline
▲ 0.50% · 4.625%
HK$168,453
+HK$9,662/mo
Deposit HK$3.64M · loan HK$32.76M · min. income ≈ HK$317,582/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,229
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$170,687
−HK$4,523/mo
Today · 4.125%
HK$175,210
baseline
▲ 0.50% · 4.625%
HK$184,445
+HK$9,235/mo
Deposit HK$3.64M · loan HK$32.76M · min. income ≈ HK$350,420/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,188 · Scale 2, in force from 26 Feb 2026)