LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,027
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,610
−HK$2,624/mo
Today · 4.125%
HK$88,234
baseline
▲ 0.50% · 4.625%
HK$93,602
+HK$5,368/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,468/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,367
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,844
−HK$2,513/mo
Today · 4.125%
HK$97,357
baseline
▲ 0.50% · 4.625%
HK$102,489
+HK$5,132/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,714/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,632
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$102,732
−HK$3,148/mo
Today · 4.125%
HK$105,880
baseline
▲ 0.50% · 4.625%
HK$112,323
+HK$6,443/mo
Deposit HK$14.56M · loan HK$21.85M · min. income ≈ HK$211,760/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,840
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$113,813
−HK$3,015/mo
Today · 4.125%
HK$116,828
baseline
▲ 0.50% · 4.625%
HK$122,987
+HK$6,159/mo
Deposit HK$14.56M · loan HK$21.85M · min. income ≈ HK$233,656/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,238
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$119,854
−HK$3,673/mo
Today · 4.125%
HK$123,527
baseline
▲ 0.50% · 4.625%
HK$131,043
+HK$7,516/mo
Deposit HK$10.92M · loan HK$25.49M · min. income ≈ HK$247,054/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,313
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,782
−HK$3,518/mo
Today · 4.125%
HK$136,300
baseline
▲ 0.50% · 4.625%
HK$143,484
+HK$7,184/mo
Deposit HK$10.92M · loan HK$25.49M · min. income ≈ HK$272,600/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,449
−HK$9,371/mo
▼ 0.25% · 3.875%
HK$154,097
−HK$4,723/mo
Today · 4.125%
HK$158,820
baseline
▲ 0.50% · 4.625%
HK$168,484
+HK$9,664/mo
Deposit HK$3.64M · loan HK$32.77M · min. income ≈ HK$317,640/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,260
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,719
−HK$4,524/mo
Today · 4.125%
HK$175,243
baseline
▲ 0.50% · 4.625%
HK$184,480
+HK$9,237/mo
Deposit HK$3.64M · loan HK$32.77M · min. income ≈ HK$350,486/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,480 · Scale 2, in force from 26 Feb 2026)