LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,029
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,611
−HK$2,624/mo
Today · 4.125%
HK$88,235
baseline
▲ 0.50% · 4.625%
HK$93,604
+HK$5,369/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,470/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,369
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,846
−HK$2,513/mo
Today · 4.125%
HK$97,359
baseline
▲ 0.50% · 4.625%
HK$102,491
+HK$5,132/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,718/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,634
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$102,734
−HK$3,148/mo
Today · 4.125%
HK$105,882
baseline
▲ 0.50% · 4.625%
HK$112,325
+HK$6,443/mo
Deposit HK$14.56M · loan HK$21.85M · min. income ≈ HK$211,764/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,842
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$113,815
−HK$3,016/mo
Today · 4.125%
HK$116,831
baseline
▲ 0.50% · 4.625%
HK$122,989
+HK$6,158/mo
Deposit HK$14.56M · loan HK$21.85M · min. income ≈ HK$233,662/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,240
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$119,856
−HK$3,673/mo
Today · 4.125%
HK$123,529
baseline
▲ 0.50% · 4.625%
HK$131,046
+HK$7,517/mo
Deposit HK$10.92M · loan HK$25.49M · min. income ≈ HK$247,058/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,316
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$132,784
−HK$3,518/mo
Today · 4.125%
HK$136,302
baseline
▲ 0.50% · 4.625%
HK$143,487
+HK$7,185/mo
Deposit HK$10.92M · loan HK$25.49M · min. income ≈ HK$272,604/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,452
−HK$9,371/mo
▼ 0.25% · 3.875%
HK$154,100
−HK$4,723/mo
Today · 4.125%
HK$158,823
baseline
▲ 0.50% · 4.625%
HK$168,488
+HK$9,665/mo
Deposit HK$3.64M · loan HK$32.77M · min. income ≈ HK$317,646/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,263
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,722
−HK$4,524/mo
Today · 4.125%
HK$175,246
baseline
▲ 0.50% · 4.625%
HK$184,483
+HK$9,237/mo
Deposit HK$3.64M · loan HK$32.77M · min. income ≈ HK$350,492/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,509 · Scale 2, in force from 26 Feb 2026)