LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,029
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,612
−HK$2,624/mo
Today · 4.125%
HK$88,236
baseline
▲ 0.50% · 4.625%
HK$93,605
+HK$5,369/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,472/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,369
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,847
−HK$2,513/mo
Today · 4.125%
HK$97,360
baseline
▲ 0.50% · 4.625%
HK$102,492
+HK$5,132/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,720/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,635
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$102,735
−HK$3,148/mo
Today · 4.125%
HK$105,883
baseline
▲ 0.50% · 4.625%
HK$112,326
+HK$6,443/mo
Deposit HK$14.56M · loan HK$21.85M · min. income ≈ HK$211,766/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,843
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$113,816
−HK$3,016/mo
Today · 4.125%
HK$116,832
baseline
▲ 0.50% · 4.625%
HK$122,990
+HK$6,158/mo
Deposit HK$14.56M · loan HK$21.85M · min. income ≈ HK$233,664/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,241
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$119,857
−HK$3,674/mo
Today · 4.125%
HK$123,531
baseline
▲ 0.50% · 4.625%
HK$131,047
+HK$7,516/mo
Deposit HK$10.92M · loan HK$25.49M · min. income ≈ HK$247,062/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,317
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,785
−HK$3,519/mo
Today · 4.125%
HK$136,304
baseline
▲ 0.50% · 4.625%
HK$143,488
+HK$7,184/mo
Deposit HK$10.92M · loan HK$25.49M · min. income ≈ HK$272,608/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,453
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$154,102
−HK$4,723/mo
Today · 4.125%
HK$158,825
baseline
▲ 0.50% · 4.625%
HK$168,489
+HK$9,664/mo
Deposit HK$3.64M · loan HK$32.77M · min. income ≈ HK$317,650/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,265
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$170,724
−HK$4,524/mo
Today · 4.125%
HK$175,248
baseline
▲ 0.50% · 4.625%
HK$184,485
+HK$9,237/mo
Deposit HK$3.64M · loan HK$32.77M · min. income ≈ HK$350,496/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,524 · Scale 2, in force from 26 Feb 2026)