LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,033
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,615
−HK$2,625/mo
Today · 4.125%
HK$88,240
baseline
▲ 0.50% · 4.625%
HK$93,609
+HK$5,369/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,480/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,373
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,850
−HK$2,514/mo
Today · 4.125%
HK$97,364
baseline
▲ 0.50% · 4.625%
HK$102,496
+HK$5,132/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,728/mo (50% DSR)
Upfront cash ≈ HK$19.75M (deposit + AVD stamp duty HK$1,547,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,639
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$102,739
−HK$3,148/mo
Today · 4.125%
HK$105,887
baseline
▲ 0.50% · 4.625%
HK$112,330
+HK$6,443/mo
Deposit HK$14.57M · loan HK$21.85M · min. income ≈ HK$211,774/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,848
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$113,821
−HK$3,015/mo
Today · 4.125%
HK$116,836
baseline
▲ 0.50% · 4.625%
HK$122,995
+HK$6,159/mo
Deposit HK$14.57M · loan HK$21.85M · min. income ≈ HK$233,672/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,547,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,246
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$119,862
−HK$3,673/mo
Today · 4.125%
HK$123,535
baseline
▲ 0.50% · 4.625%
HK$131,052
+HK$7,517/mo
Deposit HK$10.92M · loan HK$25.49M · min. income ≈ HK$247,070/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,322
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,791
−HK$3,518/mo
Today · 4.125%
HK$136,309
baseline
▲ 0.50% · 4.625%
HK$143,494
+HK$7,185/mo
Deposit HK$10.92M · loan HK$25.49M · min. income ≈ HK$272,618/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,459
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$154,108
−HK$4,723/mo
Today · 4.125%
HK$158,831
baseline
▲ 0.50% · 4.625%
HK$168,496
+HK$9,665/mo
Deposit HK$3.64M · loan HK$32.77M · min. income ≈ HK$317,662/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,271
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$170,731
−HK$4,524/mo
Today · 4.125%
HK$175,255
baseline
▲ 0.50% · 4.625%
HK$184,492
+HK$9,237/mo
Deposit HK$3.64M · loan HK$32.77M · min. income ≈ HK$350,510/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,585 · Scale 2, in force from 26 Feb 2026)