LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,047
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,630
−HK$2,624/mo
Today · 4.125%
HK$88,254
baseline
▲ 0.50% · 4.625%
HK$93,624
+HK$5,370/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,508/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,547,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,388
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$94,866
−HK$2,514/mo
Today · 4.125%
HK$97,380
baseline
▲ 0.50% · 4.625%
HK$102,513
+HK$5,133/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,760/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,547,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,656
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$102,756
−HK$3,149/mo
Today · 4.125%
HK$105,905
baseline
▲ 0.50% · 4.625%
HK$112,349
+HK$6,444/mo
Deposit HK$14.57M · loan HK$21.85M · min. income ≈ HK$211,810/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,547,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,866
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$113,839
−HK$3,017/mo
Today · 4.125%
HK$116,856
baseline
▲ 0.50% · 4.625%
HK$123,015
+HK$6,159/mo
Deposit HK$14.57M · loan HK$21.85M · min. income ≈ HK$233,712/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,547,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,265
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$119,882
−HK$3,674/mo
Today · 4.125%
HK$123,556
baseline
▲ 0.50% · 4.625%
HK$131,074
+HK$7,518/mo
Deposit HK$10.93M · loan HK$25.49M · min. income ≈ HK$247,112/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,344
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$132,813
−HK$3,519/mo
Today · 4.125%
HK$136,332
baseline
▲ 0.50% · 4.625%
HK$143,518
+HK$7,186/mo
Deposit HK$10.93M · loan HK$25.49M · min. income ≈ HK$272,664/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,484
−HK$9,374/mo
▼ 0.25% · 3.875%
HK$154,134
−HK$4,724/mo
Today · 4.125%
HK$158,858
baseline
▲ 0.50% · 4.625%
HK$168,524
+HK$9,666/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$317,716/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,299
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$170,759
−HK$4,525/mo
Today · 4.125%
HK$175,284
baseline
▲ 0.50% · 4.625%
HK$184,523
+HK$9,239/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$350,568/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,842 · Scale 2, in force from 26 Feb 2026)