LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,049
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,632
−HK$2,624/mo
Today · 4.125%
HK$88,256
baseline
▲ 0.50% · 4.625%
HK$93,627
+HK$5,371/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,512/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,547,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,391
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,869
−HK$2,513/mo
Today · 4.125%
HK$97,382
baseline
▲ 0.50% · 4.625%
HK$102,515
+HK$5,133/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,764/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,547,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,658
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$102,758
−HK$3,150/mo
Today · 4.125%
HK$105,908
baseline
▲ 0.50% · 4.625%
HK$112,352
+HK$6,444/mo
Deposit HK$14.57M · loan HK$21.85M · min. income ≈ HK$211,816/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,547,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,869
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$113,842
−HK$3,017/mo
Today · 4.125%
HK$116,859
baseline
▲ 0.50% · 4.625%
HK$123,019
+HK$6,160/mo
Deposit HK$14.57M · loan HK$21.85M · min. income ≈ HK$233,718/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,547,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,268
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$119,885
−HK$3,674/mo
Today · 4.125%
HK$123,559
baseline
▲ 0.50% · 4.625%
HK$131,077
+HK$7,518/mo
Deposit HK$10.93M · loan HK$25.49M · min. income ≈ HK$247,118/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,347
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$132,816
−HK$3,519/mo
Today · 4.125%
HK$136,335
baseline
▲ 0.50% · 4.625%
HK$143,522
+HK$7,187/mo
Deposit HK$10.93M · loan HK$25.49M · min. income ≈ HK$272,670/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,487
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$154,137
−HK$4,725/mo
Today · 4.125%
HK$158,862
baseline
▲ 0.50% · 4.625%
HK$168,528
+HK$9,666/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$317,724/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,303
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$170,763
−HK$4,525/mo
Today · 4.125%
HK$175,288
baseline
▲ 0.50% · 4.625%
HK$184,528
+HK$9,240/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$350,576/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,881 · Scale 2, in force from 26 Feb 2026)