LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,051
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$85,634
−HK$2,625/mo
Today · 4.125%
HK$88,259
baseline
▲ 0.50% · 4.625%
HK$93,629
+HK$5,370/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,518/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,547,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,393
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$94,871
−HK$2,514/mo
Today · 4.125%
HK$97,385
baseline
▲ 0.50% · 4.625%
HK$102,519
+HK$5,134/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,770/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,547,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,661
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$102,761
−HK$3,150/mo
Today · 4.125%
HK$105,911
baseline
▲ 0.50% · 4.625%
HK$112,355
+HK$6,444/mo
Deposit HK$14.57M · loan HK$21.85M · min. income ≈ HK$211,822/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,547,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,872
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$113,846
−HK$3,016/mo
Today · 4.125%
HK$116,862
baseline
▲ 0.50% · 4.625%
HK$123,022
+HK$6,160/mo
Deposit HK$14.57M · loan HK$21.85M · min. income ≈ HK$233,724/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,547,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,272
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$119,888
−HK$3,675/mo
Today · 4.125%
HK$123,563
baseline
▲ 0.50% · 4.625%
HK$131,081
+HK$7,518/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$247,126/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,351
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$132,820
−HK$3,519/mo
Today · 4.125%
HK$136,339
baseline
▲ 0.50% · 4.625%
HK$143,526
+HK$7,187/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$272,678/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$1,547,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,492
−HK$9,374/mo
▼ 0.25% · 3.875%
HK$154,142
−HK$4,724/mo
Today · 4.125%
HK$158,866
baseline
▲ 0.50% · 4.625%
HK$168,533
+HK$9,667/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$317,732/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,308
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$170,769
−HK$4,524/mo
Today · 4.125%
HK$175,293
baseline
▲ 0.50% · 4.625%
HK$184,533
+HK$9,240/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$350,586/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,547,928 · Scale 2, in force from 26 Feb 2026)