LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,060
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$85,643
−HK$2,625/mo
Today · 4.125%
HK$88,268
baseline
▲ 0.50% · 4.625%
HK$93,639
+HK$5,371/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,536/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,548,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,403
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,881
−HK$2,515/mo
Today · 4.125%
HK$97,396
baseline
▲ 0.50% · 4.625%
HK$102,529
+HK$5,133/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,792/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,548,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,672
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$102,772
−HK$3,150/mo
Today · 4.125%
HK$105,922
baseline
▲ 0.50% · 4.625%
HK$112,367
+HK$6,445/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$211,844/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,884
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$113,858
−HK$3,017/mo
Today · 4.125%
HK$116,875
baseline
▲ 0.50% · 4.625%
HK$123,035
+HK$6,160/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$233,750/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,284
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,901
−HK$3,675/mo
Today · 4.125%
HK$123,576
baseline
▲ 0.50% · 4.625%
HK$131,095
+HK$7,519/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$247,152/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,365
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,834
−HK$3,520/mo
Today · 4.125%
HK$136,354
baseline
▲ 0.50% · 4.625%
HK$143,541
+HK$7,187/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$272,708/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,508
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$154,158
−HK$4,725/mo
Today · 4.125%
HK$158,883
baseline
▲ 0.50% · 4.625%
HK$168,551
+HK$9,668/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$317,766/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,326
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$170,787
−HK$4,525/mo
Today · 4.125%
HK$175,312
baseline
▲ 0.50% · 4.625%
HK$184,553
+HK$9,241/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$350,624/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,091 · Scale 2, in force from 26 Feb 2026)