LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,064
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$85,648
−HK$2,625/mo
Today · 4.125%
HK$88,273
baseline
▲ 0.50% · 4.625%
HK$93,644
+HK$5,371/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$176,546/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,548,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,408
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$94,886
−HK$2,514/mo
Today · 4.125%
HK$97,400
baseline
▲ 0.50% · 4.625%
HK$102,534
+HK$5,134/mo
Deposit HK$18.21M · loan HK$18.21M · min. income ≈ HK$194,800/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,548,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,677
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$102,777
−HK$3,150/mo
Today · 4.125%
HK$105,927
baseline
▲ 0.50% · 4.625%
HK$112,373
+HK$6,446/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$211,854/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,889
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$113,863
−HK$3,017/mo
Today · 4.125%
HK$116,880
baseline
▲ 0.50% · 4.625%
HK$123,041
+HK$6,161/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$233,760/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,289
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$119,907
−HK$3,675/mo
Today · 4.125%
HK$123,582
baseline
▲ 0.50% · 4.625%
HK$131,101
+HK$7,519/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$247,164/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,371
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,840
−HK$3,520/mo
Today · 4.125%
HK$136,360
baseline
▲ 0.50% · 4.625%
HK$143,548
+HK$7,188/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$272,720/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,515
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$154,166
−HK$4,725/mo
Today · 4.125%
HK$158,891
baseline
▲ 0.50% · 4.625%
HK$168,559
+HK$9,668/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$317,782/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,334
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$170,795
−HK$4,525/mo
Today · 4.125%
HK$175,320
baseline
▲ 0.50% · 4.625%
HK$184,562
+HK$9,242/mo
Deposit HK$3.64M · loan HK$32.78M · min. income ≈ HK$350,640/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,165 · Scale 2, in force from 26 Feb 2026)