LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,073
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$85,657
−HK$2,626/mo
Today · 4.125%
HK$88,283
baseline
▲ 0.50% · 4.625%
HK$93,654
+HK$5,371/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$176,566/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,548,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,418
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,897
−HK$2,514/mo
Today · 4.125%
HK$97,411
baseline
▲ 0.50% · 4.625%
HK$102,546
+HK$5,135/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$194,822/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,548,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,688
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$102,789
−HK$3,150/mo
Today · 4.125%
HK$105,939
baseline
▲ 0.50% · 4.625%
HK$112,385
+HK$6,446/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$211,878/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,902
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$113,876
−HK$3,017/mo
Today · 4.125%
HK$116,893
baseline
▲ 0.50% · 4.625%
HK$123,055
+HK$6,162/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$233,786/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,302
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,920
−HK$3,676/mo
Today · 4.125%
HK$123,596
baseline
▲ 0.50% · 4.625%
HK$131,116
+HK$7,520/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$247,192/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,385
−HK$6,991/mo
▼ 0.25% · 3.875%
HK$132,855
−HK$3,521/mo
Today · 4.125%
HK$136,376
baseline
▲ 0.50% · 4.625%
HK$143,564
+HK$7,188/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$272,752/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,532
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$154,183
−HK$4,726/mo
Today · 4.125%
HK$158,909
baseline
▲ 0.50% · 4.625%
HK$168,578
+HK$9,669/mo
Deposit HK$3.64M · loan HK$32.79M · min. income ≈ HK$317,818/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,353
−HK$8,987/mo
▼ 0.25% · 3.875%
HK$170,814
−HK$4,526/mo
Today · 4.125%
HK$175,340
baseline
▲ 0.50% · 4.625%
HK$184,582
+HK$9,242/mo
Deposit HK$3.64M · loan HK$32.79M · min. income ≈ HK$350,680/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,340 · Scale 2, in force from 26 Feb 2026)