LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,077
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$85,661
−HK$2,625/mo
Today · 4.125%
HK$88,286
baseline
▲ 0.50% · 4.625%
HK$93,658
+HK$5,372/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$176,572/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,548,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,422
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,901
−HK$2,514/mo
Today · 4.125%
HK$97,415
baseline
▲ 0.50% · 4.625%
HK$102,550
+HK$5,135/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$194,830/mo (50% DSR)
Upfront cash ≈ HK$19.76M (deposit + AVD stamp duty HK$1,548,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,692
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$102,793
−HK$3,151/mo
Today · 4.125%
HK$105,944
baseline
▲ 0.50% · 4.625%
HK$112,390
+HK$6,446/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$211,888/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,906
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$113,881
−HK$3,017/mo
Today · 4.125%
HK$116,898
baseline
▲ 0.50% · 4.625%
HK$123,060
+HK$6,162/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$233,796/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,307
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,925
−HK$3,676/mo
Today · 4.125%
HK$123,601
baseline
▲ 0.50% · 4.625%
HK$131,122
+HK$7,521/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$247,202/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,391
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,861
−HK$3,520/mo
Today · 4.125%
HK$136,381
baseline
▲ 0.50% · 4.625%
HK$143,570
+HK$7,189/mo
Deposit HK$10.93M · loan HK$25.50M · min. income ≈ HK$272,762/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,538
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$154,190
−HK$4,725/mo
Today · 4.125%
HK$158,915
baseline
▲ 0.50% · 4.625%
HK$168,585
+HK$9,670/mo
Deposit HK$3.64M · loan HK$32.79M · min. income ≈ HK$317,830/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,360
−HK$8,987/mo
▼ 0.25% · 3.875%
HK$170,821
−HK$4,526/mo
Today · 4.125%
HK$175,347
baseline
▲ 0.50% · 4.625%
HK$184,590
+HK$9,243/mo
Deposit HK$3.64M · loan HK$32.79M · min. income ≈ HK$350,694/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,405 · Scale 2, in force from 26 Feb 2026)