LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,086
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$85,670
−HK$2,626/mo
Today · 4.125%
HK$88,296
baseline
▲ 0.50% · 4.625%
HK$93,668
+HK$5,372/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$176,592/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,432
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$94,911
−HK$2,515/mo
Today · 4.125%
HK$97,426
baseline
▲ 0.50% · 4.625%
HK$102,561
+HK$5,135/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$194,852/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,703
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$102,804
−HK$3,151/mo
Today · 4.125%
HK$105,955
baseline
▲ 0.50% · 4.625%
HK$112,402
+HK$6,447/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$211,910/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,918
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$113,893
−HK$3,018/mo
Today · 4.125%
HK$116,911
baseline
▲ 0.50% · 4.625%
HK$123,074
+HK$6,163/mo
Deposit HK$14.57M · loan HK$21.86M · min. income ≈ HK$233,822/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,320
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,938
−HK$3,676/mo
Today · 4.125%
HK$123,614
baseline
▲ 0.50% · 4.625%
HK$131,136
+HK$7,522/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$247,228/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,405
−HK$6,991/mo
▼ 0.25% · 3.875%
HK$132,875
−HK$3,521/mo
Today · 4.125%
HK$136,396
baseline
▲ 0.50% · 4.625%
HK$143,586
+HK$7,190/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$272,792/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,554
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$154,206
−HK$4,727/mo
Today · 4.125%
HK$158,933
baseline
▲ 0.50% · 4.625%
HK$168,603
+HK$9,670/mo
Deposit HK$3.64M · loan HK$32.79M · min. income ≈ HK$317,866/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,378
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$170,840
−HK$4,526/mo
Today · 4.125%
HK$175,366
baseline
▲ 0.50% · 4.625%
HK$184,610
+HK$9,244/mo
Deposit HK$3.64M · loan HK$32.79M · min. income ≈ HK$350,732/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,573 · Scale 2, in force from 26 Feb 2026)