LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,093
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,678
−HK$2,626/mo
Today · 4.125%
HK$88,304
baseline
▲ 0.50% · 4.625%
HK$93,677
+HK$5,373/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$176,608/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,440
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$94,920
−HK$2,515/mo
Today · 4.125%
HK$97,435
baseline
▲ 0.50% · 4.625%
HK$102,571
+HK$5,136/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$194,870/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,712
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,814
−HK$3,151/mo
Today · 4.125%
HK$105,965
baseline
▲ 0.50% · 4.625%
HK$112,412
+HK$6,447/mo
Deposit HK$14.58M · loan HK$21.86M · min. income ≈ HK$211,930/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,929
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$113,904
−HK$3,018/mo
Today · 4.125%
HK$116,922
baseline
▲ 0.50% · 4.625%
HK$123,085
+HK$6,163/mo
Deposit HK$14.58M · loan HK$21.86M · min. income ≈ HK$233,844/mo (50% DSR)
Upfront cash ≈ HK$16.12M (deposit + AVD stamp duty HK$1,548,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,331
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$119,949
−HK$3,677/mo
Today · 4.125%
HK$123,626
baseline
▲ 0.50% · 4.625%
HK$131,148
+HK$7,522/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$247,252/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,417
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$132,888
−HK$3,521/mo
Today · 4.125%
HK$136,409
baseline
▲ 0.50% · 4.625%
HK$143,599
+HK$7,190/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$272,818/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,568
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$154,220
−HK$4,727/mo
Today · 4.125%
HK$158,947
baseline
▲ 0.50% · 4.625%
HK$168,619
+HK$9,672/mo
Deposit HK$3.64M · loan HK$32.80M · min. income ≈ HK$317,894/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,393
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$170,855
−HK$4,528/mo
Today · 4.125%
HK$175,383
baseline
▲ 0.50% · 4.625%
HK$184,627
+HK$9,244/mo
Deposit HK$3.64M · loan HK$32.80M · min. income ≈ HK$350,766/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,715 · Scale 2, in force from 26 Feb 2026)