LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,096
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,680
−HK$2,627/mo
Today · 4.125%
HK$88,307
baseline
▲ 0.50% · 4.625%
HK$93,680
+HK$5,373/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$176,614/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,443
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$94,922
−HK$2,516/mo
Today · 4.125%
HK$97,438
baseline
▲ 0.50% · 4.625%
HK$102,574
+HK$5,136/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$194,876/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,715
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,817
−HK$3,151/mo
Today · 4.125%
HK$105,968
baseline
▲ 0.50% · 4.625%
HK$112,416
+HK$6,448/mo
Deposit HK$14.58M · loan HK$21.86M · min. income ≈ HK$211,936/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,548,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,932
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$113,907
−HK$3,018/mo
Today · 4.125%
HK$116,925
baseline
▲ 0.50% · 4.625%
HK$123,088
+HK$6,163/mo
Deposit HK$14.58M · loan HK$21.86M · min. income ≈ HK$233,850/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,548,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,334
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$119,953
−HK$3,676/mo
Today · 4.125%
HK$123,629
baseline
▲ 0.50% · 4.625%
HK$131,152
+HK$7,523/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$247,258/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,420
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$132,891
−HK$3,522/mo
Today · 4.125%
HK$136,413
baseline
▲ 0.50% · 4.625%
HK$143,603
+HK$7,190/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$272,826/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,572
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$154,225
−HK$4,727/mo
Today · 4.125%
HK$158,952
baseline
▲ 0.50% · 4.625%
HK$168,624
+HK$9,672/mo
Deposit HK$3.64M · loan HK$32.80M · min. income ≈ HK$317,904/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,398
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$170,860
−HK$4,528/mo
Today · 4.125%
HK$175,388
baseline
▲ 0.50% · 4.625%
HK$184,633
+HK$9,245/mo
Deposit HK$3.64M · loan HK$32.80M · min. income ≈ HK$350,776/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,760 · Scale 2, in force from 26 Feb 2026)