LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,096
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,681
−HK$2,626/mo
Today · 4.125%
HK$88,307
baseline
▲ 0.50% · 4.625%
HK$93,681
+HK$5,374/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$176,614/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,444
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$94,923
−HK$2,515/mo
Today · 4.125%
HK$97,438
baseline
▲ 0.50% · 4.625%
HK$102,575
+HK$5,137/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$194,876/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,716
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,817
−HK$3,152/mo
Today · 4.125%
HK$105,969
baseline
▲ 0.50% · 4.625%
HK$112,417
+HK$6,448/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$211,938/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,548,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,933
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$113,908
−HK$3,018/mo
Today · 4.125%
HK$116,926
baseline
▲ 0.50% · 4.625%
HK$123,089
+HK$6,163/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$233,852/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,548,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,335
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$119,954
−HK$3,676/mo
Today · 4.125%
HK$123,630
baseline
▲ 0.50% · 4.625%
HK$131,153
+HK$7,523/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$247,260/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,422
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$132,893
−HK$3,521/mo
Today · 4.125%
HK$136,414
baseline
▲ 0.50% · 4.625%
HK$143,604
+HK$7,190/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$272,828/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,574
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$154,226
−HK$4,727/mo
Today · 4.125%
HK$158,953
baseline
▲ 0.50% · 4.625%
HK$168,625
+HK$9,672/mo
Deposit HK$3.64M · loan HK$32.80M · min. income ≈ HK$317,906/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,399
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$170,862
−HK$4,527/mo
Today · 4.125%
HK$175,389
baseline
▲ 0.50% · 4.625%
HK$184,634
+HK$9,245/mo
Deposit HK$3.64M · loan HK$32.80M · min. income ≈ HK$350,778/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,773 · Scale 2, in force from 26 Feb 2026)