LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,098
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,683
−HK$2,626/mo
Today · 4.125%
HK$88,309
baseline
▲ 0.50% · 4.625%
HK$93,683
+HK$5,374/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$176,618/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,446
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$94,925
−HK$2,516/mo
Today · 4.125%
HK$97,441
baseline
▲ 0.50% · 4.625%
HK$102,577
+HK$5,136/mo
Deposit HK$18.22M · loan HK$18.22M · min. income ≈ HK$194,882/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,548,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,718
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,820
−HK$3,151/mo
Today · 4.125%
HK$105,971
baseline
▲ 0.50% · 4.625%
HK$112,419
+HK$6,448/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$211,942/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,548,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,935
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$113,911
−HK$3,018/mo
Today · 4.125%
HK$116,929
baseline
▲ 0.50% · 4.625%
HK$123,092
+HK$6,163/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$233,858/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,548,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,338
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$119,956
−HK$3,677/mo
Today · 4.125%
HK$123,633
baseline
▲ 0.50% · 4.625%
HK$131,156
+HK$7,523/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$247,266/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,425
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$132,896
−HK$3,521/mo
Today · 4.125%
HK$136,417
baseline
▲ 0.50% · 4.625%
HK$143,608
+HK$7,191/mo
Deposit HK$10.93M · loan HK$25.51M · min. income ≈ HK$272,834/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,548,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,577
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$154,230
−HK$4,727/mo
Today · 4.125%
HK$158,957
baseline
▲ 0.50% · 4.625%
HK$168,629
+HK$9,672/mo
Deposit HK$3.64M · loan HK$32.80M · min. income ≈ HK$317,914/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,403
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$170,866
−HK$4,527/mo
Today · 4.125%
HK$175,393
baseline
▲ 0.50% · 4.625%
HK$184,638
+HK$9,245/mo
Deposit HK$3.64M · loan HK$32.80M · min. income ≈ HK$350,786/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,548,809 · Scale 2, in force from 26 Feb 2026)