LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,117
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,703
−HK$2,627/mo
Today · 4.125%
HK$88,330
baseline
▲ 0.50% · 4.625%
HK$93,704
+HK$5,374/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$176,660/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,549,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,467
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,947
−HK$2,516/mo
Today · 4.125%
HK$97,463
baseline
▲ 0.50% · 4.625%
HK$102,600
+HK$5,137/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$194,926/mo (50% DSR)
Upfront cash ≈ HK$19.77M (deposit + AVD stamp duty HK$1,549,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,741
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$102,843
−HK$3,152/mo
Today · 4.125%
HK$105,995
baseline
▲ 0.50% · 4.625%
HK$112,445
+HK$6,450/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$211,990/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,961
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$113,937
−HK$3,019/mo
Today · 4.125%
HK$116,956
baseline
▲ 0.50% · 4.625%
HK$123,120
+HK$6,164/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$233,912/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,364
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,984
−HK$3,677/mo
Today · 4.125%
HK$123,661
baseline
▲ 0.50% · 4.625%
HK$131,186
+HK$7,525/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$247,322/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,549,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,454
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,926
−HK$3,522/mo
Today · 4.125%
HK$136,448
baseline
▲ 0.50% · 4.625%
HK$143,640
+HK$7,192/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$272,896/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,549,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,611
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$154,265
−HK$4,728/mo
Today · 4.125%
HK$158,993
baseline
▲ 0.50% · 4.625%
HK$168,668
+HK$9,675/mo
Deposit HK$3.65M · loan HK$32.81M · min. income ≈ HK$317,986/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,549,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,441
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$170,905
−HK$4,528/mo
Today · 4.125%
HK$175,433
baseline
▲ 0.50% · 4.625%
HK$184,681
+HK$9,248/mo
Deposit HK$3.65M · loan HK$32.81M · min. income ≈ HK$350,866/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,549,163 · Scale 2, in force from 26 Feb 2026)