LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,119
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$85,705
−HK$2,626/mo
Today · 4.125%
HK$88,331
baseline
▲ 0.50% · 4.625%
HK$93,706
+HK$5,375/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$176,662/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,469
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,949
−HK$2,516/mo
Today · 4.125%
HK$97,465
baseline
▲ 0.50% · 4.625%
HK$102,602
+HK$5,137/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$194,930/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,743
−HK$6,255/mo
▼ 0.25% · 3.875%
HK$102,845
−HK$3,153/mo
Today · 4.125%
HK$105,998
baseline
▲ 0.50% · 4.625%
HK$112,447
+HK$6,449/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$211,996/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,963
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$113,939
−HK$3,019/mo
Today · 4.125%
HK$116,958
baseline
▲ 0.50% · 4.625%
HK$123,123
+HK$6,165/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$233,916/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,367
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,986
−HK$3,678/mo
Today · 4.125%
HK$123,664
baseline
▲ 0.50% · 4.625%
HK$131,189
+HK$7,525/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$247,328/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,549,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,457
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,929
−HK$3,522/mo
Today · 4.125%
HK$136,451
baseline
▲ 0.50% · 4.625%
HK$143,643
+HK$7,192/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$272,902/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$1,549,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,614
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$154,268
−HK$4,728/mo
Today · 4.125%
HK$158,996
baseline
▲ 0.50% · 4.625%
HK$168,671
+HK$9,675/mo
Deposit HK$3.65M · loan HK$32.81M · min. income ≈ HK$317,992/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,549,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,444
−HK$8,993/mo
▼ 0.25% · 3.875%
HK$170,908
−HK$4,529/mo
Today · 4.125%
HK$175,437
baseline
▲ 0.50% · 4.625%
HK$184,684
+HK$9,247/mo
Deposit HK$3.65M · loan HK$32.81M · min. income ≈ HK$350,874/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,549,195 · Scale 2, in force from 26 Feb 2026)