LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,128
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,714
−HK$2,627/mo
Today · 4.125%
HK$88,341
baseline
▲ 0.50% · 4.625%
HK$93,716
+HK$5,375/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$176,682/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,479
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,959
−HK$2,517/mo
Today · 4.125%
HK$97,476
baseline
▲ 0.50% · 4.625%
HK$102,614
+HK$5,138/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$194,952/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,754
−HK$6,255/mo
▼ 0.25% · 3.875%
HK$102,857
−HK$3,152/mo
Today · 4.125%
HK$106,009
baseline
▲ 0.50% · 4.625%
HK$112,460
+HK$6,451/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$212,018/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,975
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$113,951
−HK$3,020/mo
Today · 4.125%
HK$116,971
baseline
▲ 0.50% · 4.625%
HK$123,136
+HK$6,165/mo
Deposit HK$14.58M · loan HK$21.87M · min. income ≈ HK$233,942/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,379
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$119,999
−HK$3,678/mo
Today · 4.125%
HK$123,677
baseline
▲ 0.50% · 4.625%
HK$131,203
+HK$7,526/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$247,354/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,471
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,943
−HK$3,523/mo
Today · 4.125%
HK$136,466
baseline
▲ 0.50% · 4.625%
HK$143,659
+HK$7,193/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$272,932/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,631
−HK$9,383/mo
▼ 0.25% · 3.875%
HK$154,285
−HK$4,729/mo
Today · 4.125%
HK$159,014
baseline
▲ 0.50% · 4.625%
HK$168,689
+HK$9,675/mo
Deposit HK$3.65M · loan HK$32.81M · min. income ≈ HK$318,028/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,549,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,463
−HK$8,993/mo
▼ 0.25% · 3.875%
HK$170,927
−HK$4,529/mo
Today · 4.125%
HK$175,456
baseline
▲ 0.50% · 4.625%
HK$184,705
+HK$9,249/mo
Deposit HK$3.65M · loan HK$32.81M · min. income ≈ HK$350,912/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$1,549,364 · Scale 2, in force from 26 Feb 2026)