LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,139
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$85,725
−HK$2,628/mo
Today · 4.125%
HK$88,353
baseline
▲ 0.50% · 4.625%
HK$93,729
+HK$5,376/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$176,706/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,492
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,972
−HK$2,517/mo
Today · 4.125%
HK$97,489
baseline
▲ 0.50% · 4.625%
HK$102,628
+HK$5,139/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$194,978/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,767
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,871
−HK$3,153/mo
Today · 4.125%
HK$106,024
baseline
▲ 0.50% · 4.625%
HK$112,475
+HK$6,451/mo
Deposit HK$14.58M · loan HK$21.88M · min. income ≈ HK$212,048/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,990
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$113,967
−HK$3,020/mo
Today · 4.125%
HK$116,987
baseline
▲ 0.50% · 4.625%
HK$123,153
+HK$6,166/mo
Deposit HK$14.58M · loan HK$21.88M · min. income ≈ HK$233,974/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,395
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,016
−HK$3,678/mo
Today · 4.125%
HK$123,694
baseline
▲ 0.50% · 4.625%
HK$131,221
+HK$7,527/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$247,388/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,488
−HK$6,996/mo
▼ 0.25% · 3.875%
HK$132,961
−HK$3,523/mo
Today · 4.125%
HK$136,484
baseline
▲ 0.50% · 4.625%
HK$143,679
+HK$7,195/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$272,968/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,651
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$154,306
−HK$4,729/mo
Today · 4.125%
HK$159,035
baseline
▲ 0.50% · 4.625%
HK$168,712
+HK$9,677/mo
Deposit HK$3.65M · loan HK$32.81M · min. income ≈ HK$318,070/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,549,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,485
−HK$8,995/mo
▼ 0.25% · 3.875%
HK$170,950
−HK$4,530/mo
Today · 4.125%
HK$175,480
baseline
▲ 0.50% · 4.625%
HK$184,730
+HK$9,250/mo
Deposit HK$3.65M · loan HK$32.81M · min. income ≈ HK$350,960/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,549,573 · Scale 2, in force from 26 Feb 2026)