LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,145
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$85,731
−HK$2,628/mo
Today · 4.125%
HK$88,359
baseline
▲ 0.50% · 4.625%
HK$93,735
+HK$5,376/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$176,718/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,498
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,979
−HK$2,516/mo
Today · 4.125%
HK$97,495
baseline
▲ 0.50% · 4.625%
HK$102,634
+HK$5,139/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$194,990/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,774
−HK$6,256/mo
▼ 0.25% · 3.875%
HK$102,877
−HK$3,153/mo
Today · 4.125%
HK$106,030
baseline
▲ 0.50% · 4.625%
HK$112,482
+HK$6,452/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$212,060/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,997
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$113,974
−HK$3,020/mo
Today · 4.125%
HK$116,994
baseline
▲ 0.50% · 4.625%
HK$123,161
+HK$6,167/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$233,988/mo (50% DSR)
Upfront cash ≈ HK$16.13M (deposit + AVD stamp duty HK$1,549,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,403
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,024
−HK$3,678/mo
Today · 4.125%
HK$123,702
baseline
▲ 0.50% · 4.625%
HK$131,229
+HK$7,527/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$247,404/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,497
−HK$6,996/mo
▼ 0.25% · 3.875%
HK$132,970
−HK$3,523/mo
Today · 4.125%
HK$136,493
baseline
▲ 0.50% · 4.625%
HK$143,688
+HK$7,195/mo
Deposit HK$10.94M · loan HK$25.52M · min. income ≈ HK$272,986/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,661
−HK$9,385/mo
▼ 0.25% · 3.875%
HK$154,316
−HK$4,730/mo
Today · 4.125%
HK$159,046
baseline
▲ 0.50% · 4.625%
HK$168,723
+HK$9,677/mo
Deposit HK$3.65M · loan HK$32.82M · min. income ≈ HK$318,092/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,549,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,496
−HK$8,995/mo
▼ 0.25% · 3.875%
HK$170,961
−HK$4,530/mo
Today · 4.125%
HK$175,491
baseline
▲ 0.50% · 4.625%
HK$184,742
+HK$9,251/mo
Deposit HK$3.65M · loan HK$32.82M · min. income ≈ HK$350,982/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,549,675 · Scale 2, in force from 26 Feb 2026)