LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,157
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,744
−HK$2,628/mo
Today · 4.125%
HK$88,372
baseline
▲ 0.50% · 4.625%
HK$93,749
+HK$5,377/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$176,744/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,512
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$94,993
−HK$2,517/mo
Today · 4.125%
HK$97,510
baseline
▲ 0.50% · 4.625%
HK$102,650
+HK$5,140/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$195,020/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,789
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,893
−HK$3,153/mo
Today · 4.125%
HK$106,046
baseline
▲ 0.50% · 4.625%
HK$112,499
+HK$6,453/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$212,092/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,549,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,014
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$113,991
−HK$3,021/mo
Today · 4.125%
HK$117,012
baseline
▲ 0.50% · 4.625%
HK$123,180
+HK$6,168/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$234,024/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,549,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,420
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$120,042
−HK$3,679/mo
Today · 4.125%
HK$123,721
baseline
▲ 0.50% · 4.625%
HK$131,249
+HK$7,528/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$247,442/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,516
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$132,990
−HK$3,524/mo
Today · 4.125%
HK$136,514
baseline
▲ 0.50% · 4.625%
HK$143,710
+HK$7,196/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$273,028/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,683
−HK$9,387/mo
▼ 0.25% · 3.875%
HK$154,339
−HK$4,731/mo
Today · 4.125%
HK$159,070
baseline
▲ 0.50% · 4.625%
HK$168,749
+HK$9,679/mo
Deposit HK$3.65M · loan HK$32.82M · min. income ≈ HK$318,140/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,549,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,521
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$170,987
−HK$4,531/mo
Today · 4.125%
HK$175,518
baseline
▲ 0.50% · 4.625%
HK$184,770
+HK$9,252/mo
Deposit HK$3.65M · loan HK$32.82M · min. income ≈ HK$351,036/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,549,909 · Scale 2, in force from 26 Feb 2026)