LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,159
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,745
−HK$2,629/mo
Today · 4.125%
HK$88,374
baseline
▲ 0.50% · 4.625%
HK$93,751
+HK$5,377/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$176,748/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,513
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$94,994
−HK$2,517/mo
Today · 4.125%
HK$97,511
baseline
▲ 0.50% · 4.625%
HK$102,651
+HK$5,140/mo
Deposit HK$18.23M · loan HK$18.23M · min. income ≈ HK$195,022/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$1,549,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,791
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,895
−HK$3,153/mo
Today · 4.125%
HK$106,048
baseline
▲ 0.50% · 4.625%
HK$112,501
+HK$6,453/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$212,096/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,549,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,016
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$113,993
−HK$3,021/mo
Today · 4.125%
HK$117,014
baseline
▲ 0.50% · 4.625%
HK$123,182
+HK$6,168/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$234,028/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,549,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,422
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$120,044
−HK$3,679/mo
Today · 4.125%
HK$123,723
baseline
▲ 0.50% · 4.625%
HK$131,251
+HK$7,528/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$247,446/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,519
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,992
−HK$3,524/mo
Today · 4.125%
HK$136,516
baseline
▲ 0.50% · 4.625%
HK$143,712
+HK$7,196/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$273,032/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,549,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,686
−HK$9,386/mo
▼ 0.25% · 3.875%
HK$154,342
−HK$4,730/mo
Today · 4.125%
HK$159,072
baseline
▲ 0.50% · 4.625%
HK$168,752
+HK$9,680/mo
Deposit HK$3.65M · loan HK$32.82M · min. income ≈ HK$318,144/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,549,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,524
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$170,990
−HK$4,531/mo
Today · 4.125%
HK$175,521
baseline
▲ 0.50% · 4.625%
HK$184,773
+HK$9,252/mo
Deposit HK$3.65M · loan HK$32.82M · min. income ≈ HK$351,042/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,549,935 · Scale 2, in force from 26 Feb 2026)