LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,168
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,755
−HK$2,628/mo
Today · 4.125%
HK$88,383
baseline
▲ 0.50% · 4.625%
HK$93,761
+HK$5,378/mo
Deposit HK$18.24M · loan HK$18.24M · min. income ≈ HK$176,766/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,550,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,524
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$95,005
−HK$2,517/mo
Today · 4.125%
HK$97,522
baseline
▲ 0.50% · 4.625%
HK$102,663
+HK$5,141/mo
Deposit HK$18.24M · loan HK$18.24M · min. income ≈ HK$195,044/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,550,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,802
−HK$6,258/mo
▼ 0.25% · 3.875%
HK$102,906
−HK$3,154/mo
Today · 4.125%
HK$106,060
baseline
▲ 0.50% · 4.625%
HK$112,513
+HK$6,453/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$212,120/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,550,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,028
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$114,006
−HK$3,021/mo
Today · 4.125%
HK$117,027
baseline
▲ 0.50% · 4.625%
HK$123,195
+HK$6,168/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$234,054/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,550,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,435
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$120,057
−HK$3,680/mo
Today · 4.125%
HK$123,737
baseline
▲ 0.50% · 4.625%
HK$131,266
+HK$7,529/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$247,474/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,550,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,533
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$133,007
−HK$3,524/mo
Today · 4.125%
HK$136,531
baseline
▲ 0.50% · 4.625%
HK$143,728
+HK$7,197/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$273,062/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,550,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,702
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$154,359
−HK$4,731/mo
Today · 4.125%
HK$159,090
baseline
▲ 0.50% · 4.625%
HK$168,770
+HK$9,680/mo
Deposit HK$3.65M · loan HK$32.83M · min. income ≈ HK$318,180/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,550,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,542
−HK$8,998/mo
▼ 0.25% · 3.875%
HK$171,009
−HK$4,531/mo
Today · 4.125%
HK$175,540
baseline
▲ 0.50% · 4.625%
HK$184,793
+HK$9,253/mo
Deposit HK$3.65M · loan HK$32.83M · min. income ≈ HK$351,080/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,550,106 · Scale 2, in force from 26 Feb 2026)