LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,171
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,758
−HK$2,629/mo
Today · 4.125%
HK$88,387
baseline
▲ 0.50% · 4.625%
HK$93,765
+HK$5,378/mo
Deposit HK$18.24M · loan HK$18.24M · min. income ≈ HK$176,774/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,550,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,527
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$95,009
−HK$2,517/mo
Today · 4.125%
HK$97,526
baseline
▲ 0.50% · 4.625%
HK$102,667
+HK$5,141/mo
Deposit HK$18.24M · loan HK$18.24M · min. income ≈ HK$195,052/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,550,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,805
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$102,910
−HK$3,154/mo
Today · 4.125%
HK$106,064
baseline
▲ 0.50% · 4.625%
HK$112,518
+HK$6,454/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$212,128/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,550,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,032
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$114,010
−HK$3,021/mo
Today · 4.125%
HK$117,031
baseline
▲ 0.50% · 4.625%
HK$123,200
+HK$6,169/mo
Deposit HK$14.59M · loan HK$21.88M · min. income ≈ HK$234,062/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,550,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,440
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$120,061
−HK$3,680/mo
Today · 4.125%
HK$123,741
baseline
▲ 0.50% · 4.625%
HK$131,271
+HK$7,530/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$247,482/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,550,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,538
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$133,012
−HK$3,524/mo
Today · 4.125%
HK$136,536
baseline
▲ 0.50% · 4.625%
HK$143,733
+HK$7,197/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$273,072/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,550,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,708
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$154,365
−HK$4,731/mo
Today · 4.125%
HK$159,096
baseline
▲ 0.50% · 4.625%
HK$168,777
+HK$9,681/mo
Deposit HK$3.65M · loan HK$32.83M · min. income ≈ HK$318,192/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,550,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,549
−HK$8,998/mo
▼ 0.25% · 3.875%
HK$171,015
−HK$4,532/mo
Today · 4.125%
HK$175,547
baseline
▲ 0.50% · 4.625%
HK$184,800
+HK$9,253/mo
Deposit HK$3.65M · loan HK$32.83M · min. income ≈ HK$351,094/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,550,164 · Scale 2, in force from 26 Feb 2026)