LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,175
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$85,762
−HK$2,629/mo
Today · 4.125%
HK$88,391
baseline
▲ 0.50% · 4.625%
HK$93,769
+HK$5,378/mo
Deposit HK$18.24M · loan HK$18.24M · min. income ≈ HK$176,782/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,550,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,531
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$95,013
−HK$2,518/mo
Today · 4.125%
HK$97,531
baseline
▲ 0.50% · 4.625%
HK$102,672
+HK$5,141/mo
Deposit HK$18.24M · loan HK$18.24M · min. income ≈ HK$195,062/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$1,550,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,810
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$102,915
−HK$3,154/mo
Today · 4.125%
HK$106,069
baseline
▲ 0.50% · 4.625%
HK$112,523
+HK$6,454/mo
Deposit HK$14.59M · loan HK$21.89M · min. income ≈ HK$212,138/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,550,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,038
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$114,016
−HK$3,021/mo
Today · 4.125%
HK$117,037
baseline
▲ 0.50% · 4.625%
HK$123,206
+HK$6,169/mo
Deposit HK$14.59M · loan HK$21.89M · min. income ≈ HK$234,074/mo (50% DSR)
Upfront cash ≈ HK$16.14M (deposit + AVD stamp duty HK$1,550,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,445
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$120,067
−HK$3,680/mo
Today · 4.125%
HK$123,747
baseline
▲ 0.50% · 4.625%
HK$131,277
+HK$7,530/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$247,494/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,550,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,544
−HK$6,999/mo
▼ 0.25% · 3.875%
HK$133,018
−HK$3,525/mo
Today · 4.125%
HK$136,543
baseline
▲ 0.50% · 4.625%
HK$143,740
+HK$7,197/mo
Deposit HK$10.94M · loan HK$25.53M · min. income ≈ HK$273,086/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,550,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,715
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$154,372
−HK$4,731/mo
Today · 4.125%
HK$159,103
baseline
▲ 0.50% · 4.625%
HK$168,785
+HK$9,682/mo
Deposit HK$3.65M · loan HK$32.83M · min. income ≈ HK$318,206/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,550,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,556
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$171,023
−HK$4,532/mo
Today · 4.125%
HK$175,555
baseline
▲ 0.50% · 4.625%
HK$184,809
+HK$9,254/mo
Deposit HK$3.65M · loan HK$32.83M · min. income ≈ HK$351,110/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,550,238 · Scale 2, in force from 26 Feb 2026)