LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,224
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$85,813
−HK$2,630/mo
Today · 4.125%
HK$88,443
baseline
▲ 0.50% · 4.625%
HK$93,825
+HK$5,382/mo
Deposit HK$18.25M · loan HK$18.25M · min. income ≈ HK$176,886/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,551,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,586
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$95,069
−HK$2,519/mo
Today · 4.125%
HK$97,588
baseline
▲ 0.50% · 4.625%
HK$102,732
+HK$5,144/mo
Deposit HK$18.25M · loan HK$18.25M · min. income ≈ HK$195,176/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$1,551,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,869
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$102,976
−HK$3,156/mo
Today · 4.125%
HK$106,132
baseline
▲ 0.50% · 4.625%
HK$112,590
+HK$6,458/mo
Deposit HK$14.60M · loan HK$21.90M · min. income ≈ HK$212,264/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,551,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,104
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$114,083
−HK$3,023/mo
Today · 4.125%
HK$117,106
baseline
▲ 0.50% · 4.625%
HK$123,279
+HK$6,173/mo
Deposit HK$14.60M · loan HK$21.90M · min. income ≈ HK$234,212/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,551,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,514
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$120,138
−HK$3,683/mo
Today · 4.125%
HK$123,821
baseline
▲ 0.50% · 4.625%
HK$131,355
+HK$7,534/mo
Deposit HK$10.95M · loan HK$25.55M · min. income ≈ HK$247,642/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,551,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,621
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$133,097
−HK$3,527/mo
Today · 4.125%
HK$136,624
baseline
▲ 0.50% · 4.625%
HK$143,825
+HK$7,201/mo
Deposit HK$10.95M · loan HK$25.55M · min. income ≈ HK$273,248/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,551,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,804
−HK$9,394/mo
▼ 0.25% · 3.875%
HK$154,464
−HK$4,734/mo
Today · 4.125%
HK$159,198
baseline
▲ 0.50% · 4.625%
HK$168,885
+HK$9,687/mo
Deposit HK$3.65M · loan HK$32.85M · min. income ≈ HK$318,396/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,551,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,655
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$171,125
−HK$4,534/mo
Today · 4.125%
HK$175,659
baseline
▲ 0.50% · 4.625%
HK$184,918
+HK$9,259/mo
Deposit HK$3.65M · loan HK$32.85M · min. income ≈ HK$351,318/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,551,157 · Scale 2, in force from 26 Feb 2026)