LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,251
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,840
−HK$2,631/mo
Today · 4.125%
HK$88,471
baseline
▲ 0.50% · 4.625%
HK$93,854
+HK$5,383/mo
Deposit HK$18.25M · loan HK$18.25M · min. income ≈ HK$176,942/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,551,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,615
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$95,099
−HK$2,520/mo
Today · 4.125%
HK$97,619
baseline
▲ 0.50% · 4.625%
HK$102,765
+HK$5,146/mo
Deposit HK$18.25M · loan HK$18.25M · min. income ≈ HK$195,238/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,551,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,901
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$103,008
−HK$3,157/mo
Today · 4.125%
HK$106,165
baseline
▲ 0.50% · 4.625%
HK$112,625
+HK$6,460/mo
Deposit HK$14.60M · loan HK$21.91M · min. income ≈ HK$212,330/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,551,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,139
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$114,119
−HK$3,024/mo
Today · 4.125%
HK$117,143
baseline
▲ 0.50% · 4.625%
HK$123,318
+HK$6,175/mo
Deposit HK$14.60M · loan HK$21.91M · min. income ≈ HK$234,286/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,551,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,551
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$120,176
−HK$3,684/mo
Today · 4.125%
HK$123,860
baseline
▲ 0.50% · 4.625%
HK$131,396
+HK$7,536/mo
Deposit HK$10.95M · loan HK$25.56M · min. income ≈ HK$247,720/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,551,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,662
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$133,139
−HK$3,528/mo
Today · 4.125%
HK$136,667
baseline
▲ 0.50% · 4.625%
HK$143,871
+HK$7,204/mo
Deposit HK$10.95M · loan HK$25.56M · min. income ≈ HK$273,334/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,551,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,851
−HK$9,397/mo
▼ 0.25% · 3.875%
HK$154,512
−HK$4,736/mo
Today · 4.125%
HK$159,248
baseline
▲ 0.50% · 4.625%
HK$168,938
+HK$9,690/mo
Deposit HK$3.65M · loan HK$32.86M · min. income ≈ HK$318,496/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,551,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,708
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$171,179
−HK$4,535/mo
Today · 4.125%
HK$175,714
baseline
▲ 0.50% · 4.625%
HK$184,977
+HK$9,263/mo
Deposit HK$3.65M · loan HK$32.86M · min. income ≈ HK$351,428/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,551,646 · Scale 2, in force from 26 Feb 2026)