LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,281
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$85,872
−HK$2,632/mo
Today · 4.125%
HK$88,504
baseline
▲ 0.50% · 4.625%
HK$93,889
+HK$5,385/mo
Deposit HK$18.26M · loan HK$18.26M · min. income ≈ HK$177,008/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,552,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,649
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,134
−HK$2,521/mo
Today · 4.125%
HK$97,655
baseline
▲ 0.50% · 4.625%
HK$102,802
+HK$5,147/mo
Deposit HK$18.26M · loan HK$18.26M · min. income ≈ HK$195,310/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$1,552,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,937
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$103,046
−HK$3,158/mo
Today · 4.125%
HK$106,204
baseline
▲ 0.50% · 4.625%
HK$112,667
+HK$6,463/mo
Deposit HK$14.61M · loan HK$21.91M · min. income ≈ HK$212,408/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,552,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,179
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$114,161
−HK$3,025/mo
Today · 4.125%
HK$117,186
baseline
▲ 0.50% · 4.625%
HK$123,363
+HK$6,177/mo
Deposit HK$14.61M · loan HK$21.91M · min. income ≈ HK$234,372/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,552,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,593
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$120,220
−HK$3,685/mo
Today · 4.125%
HK$123,905
baseline
▲ 0.50% · 4.625%
HK$131,444
+HK$7,539/mo
Deposit HK$10.96M · loan HK$25.57M · min. income ≈ HK$247,810/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,552,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,709
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$133,188
−HK$3,529/mo
Today · 4.125%
HK$136,717
baseline
▲ 0.50% · 4.625%
HK$143,923
+HK$7,206/mo
Deposit HK$10.96M · loan HK$25.57M · min. income ≈ HK$273,434/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,552,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,906
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$154,569
−HK$4,737/mo
Today · 4.125%
HK$159,306
baseline
▲ 0.50% · 4.625%
HK$169,000
+HK$9,694/mo
Deposit HK$3.65M · loan HK$32.87M · min. income ≈ HK$318,612/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,552,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,769
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$171,241
−HK$4,538/mo
Today · 4.125%
HK$175,779
baseline
▲ 0.50% · 4.625%
HK$185,044
+HK$9,265/mo
Deposit HK$3.65M · loan HK$32.87M · min. income ≈ HK$351,558/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$1,552,214 · Scale 2, in force from 26 Feb 2026)