LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,299
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,891
−HK$2,632/mo
Today · 4.125%
HK$88,523
baseline
▲ 0.50% · 4.625%
HK$93,909
+HK$5,386/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$177,046/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,552,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,670
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$95,155
−HK$2,521/mo
Today · 4.125%
HK$97,676
baseline
▲ 0.50% · 4.625%
HK$102,825
+HK$5,149/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$195,352/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,552,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,959
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$103,069
−HK$3,159/mo
Today · 4.125%
HK$106,228
baseline
▲ 0.50% · 4.625%
HK$112,691
+HK$6,463/mo
Deposit HK$14.61M · loan HK$21.92M · min. income ≈ HK$212,456/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,552,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,204
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$114,186
−HK$3,026/mo
Today · 4.125%
HK$117,212
baseline
▲ 0.50% · 4.625%
HK$123,390
+HK$6,178/mo
Deposit HK$14.61M · loan HK$21.92M · min. income ≈ HK$234,424/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,552,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,619
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$120,247
−HK$3,685/mo
Today · 4.125%
HK$123,932
baseline
▲ 0.50% · 4.625%
HK$131,473
+HK$7,541/mo
Deposit HK$10.96M · loan HK$25.57M · min. income ≈ HK$247,864/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,552,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,738
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$133,217
−HK$3,530/mo
Today · 4.125%
HK$136,747
baseline
▲ 0.50% · 4.625%
HK$143,955
+HK$7,208/mo
Deposit HK$10.96M · loan HK$25.57M · min. income ≈ HK$273,494/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,552,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,939
−HK$9,402/mo
▼ 0.25% · 3.875%
HK$154,603
−HK$4,738/mo
Today · 4.125%
HK$159,341
baseline
▲ 0.50% · 4.625%
HK$169,037
+HK$9,696/mo
Deposit HK$3.65M · loan HK$32.88M · min. income ≈ HK$318,682/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,552,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,806
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$171,279
−HK$4,539/mo
Today · 4.125%
HK$175,818
baseline
▲ 0.50% · 4.625%
HK$185,085
+HK$9,267/mo
Deposit HK$3.65M · loan HK$32.88M · min. income ≈ HK$351,636/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,552,556 · Scale 2, in force from 26 Feb 2026)