LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,312
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,904
−HK$2,633/mo
Today · 4.125%
HK$88,537
baseline
▲ 0.50% · 4.625%
HK$93,924
+HK$5,387/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$177,074/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,552,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,684
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$95,170
−HK$2,521/mo
Today · 4.125%
HK$97,691
baseline
▲ 0.50% · 4.625%
HK$102,841
+HK$5,150/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$195,382/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,552,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,975
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$103,084
−HK$3,160/mo
Today · 4.125%
HK$106,244
baseline
▲ 0.50% · 4.625%
HK$112,709
+HK$6,465/mo
Deposit HK$14.61M · loan HK$21.92M · min. income ≈ HK$212,488/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,552,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,221
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$114,204
−HK$3,026/mo
Today · 4.125%
HK$117,230
baseline
▲ 0.50% · 4.625%
HK$123,409
+HK$6,179/mo
Deposit HK$14.61M · loan HK$21.92M · min. income ≈ HK$234,460/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,552,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,637
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$120,265
−HK$3,686/mo
Today · 4.125%
HK$123,951
baseline
▲ 0.50% · 4.625%
HK$131,493
+HK$7,542/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$247,902/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,552,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,757
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$133,238
−HK$3,530/mo
Today · 4.125%
HK$136,768
baseline
▲ 0.50% · 4.625%
HK$143,977
+HK$7,209/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$273,536/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,552,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,962
−HK$9,404/mo
▼ 0.25% · 3.875%
HK$154,627
−HK$4,739/mo
Today · 4.125%
HK$159,366
baseline
▲ 0.50% · 4.625%
HK$169,063
+HK$9,697/mo
Deposit HK$3.65M · loan HK$32.88M · min. income ≈ HK$318,732/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,552,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,831
−HK$9,013/mo
▼ 0.25% · 3.875%
HK$171,305
−HK$4,539/mo
Today · 4.125%
HK$175,844
baseline
▲ 0.50% · 4.625%
HK$185,113
+HK$9,269/mo
Deposit HK$3.65M · loan HK$32.88M · min. income ≈ HK$351,688/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,552,793 · Scale 2, in force from 26 Feb 2026)