LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,327
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,919
−HK$2,633/mo
Today · 4.125%
HK$88,552
baseline
▲ 0.50% · 4.625%
HK$93,940
+HK$5,388/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$177,104/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,553,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,700
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,187
−HK$2,522/mo
Today · 4.125%
HK$97,709
baseline
▲ 0.50% · 4.625%
HK$102,859
+HK$5,150/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$195,418/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,553,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,992
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$103,103
−HK$3,160/mo
Today · 4.125%
HK$106,263
baseline
▲ 0.50% · 4.625%
HK$112,729
+HK$6,466/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,526/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,240
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$114,224
−HK$3,026/mo
Today · 4.125%
HK$117,250
baseline
▲ 0.50% · 4.625%
HK$123,431
+HK$6,181/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,500/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,658
−HK$7,315/mo
▼ 0.25% · 3.875%
HK$120,286
−HK$3,687/mo
Today · 4.125%
HK$123,973
baseline
▲ 0.50% · 4.625%
HK$131,517
+HK$7,544/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$247,946/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,781
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$133,261
−HK$3,531/mo
Today · 4.125%
HK$136,792
baseline
▲ 0.50% · 4.625%
HK$144,003
+HK$7,211/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$273,584/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,989
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,654
−HK$4,740/mo
Today · 4.125%
HK$159,394
baseline
▲ 0.50% · 4.625%
HK$169,093
+HK$9,699/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$318,788/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,861
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$171,336
−HK$4,540/mo
Today · 4.125%
HK$175,876
baseline
▲ 0.50% · 4.625%
HK$185,146
+HK$9,270/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$351,752/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,069 · Scale 2, in force from 26 Feb 2026)