LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,328
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,920
−HK$2,634/mo
Today · 4.125%
HK$88,554
baseline
▲ 0.50% · 4.625%
HK$93,942
+HK$5,388/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$177,108/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,553,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,702
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$95,188
−HK$2,522/mo
Today · 4.125%
HK$97,710
baseline
▲ 0.50% · 4.625%
HK$102,861
+HK$5,151/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$195,420/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,553,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,994
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$103,104
−HK$3,160/mo
Today · 4.125%
HK$106,264
baseline
▲ 0.50% · 4.625%
HK$112,730
+HK$6,466/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,528/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,242
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$114,226
−HK$3,026/mo
Today · 4.125%
HK$117,252
baseline
▲ 0.50% · 4.625%
HK$123,433
+HK$6,181/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,504/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,660
−HK$7,315/mo
▼ 0.25% · 3.875%
HK$120,288
−HK$3,687/mo
Today · 4.125%
HK$123,975
baseline
▲ 0.50% · 4.625%
HK$131,519
+HK$7,544/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$247,950/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,783
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$133,263
−HK$3,531/mo
Today · 4.125%
HK$136,794
baseline
▲ 0.50% · 4.625%
HK$144,005
+HK$7,211/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$273,588/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,991
−HK$9,406/mo
▼ 0.25% · 3.875%
HK$154,656
−HK$4,741/mo
Today · 4.125%
HK$159,397
baseline
▲ 0.50% · 4.625%
HK$169,096
+HK$9,699/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$318,794/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,863
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$171,339
−HK$4,539/mo
Today · 4.125%
HK$175,878
baseline
▲ 0.50% · 4.625%
HK$185,149
+HK$9,271/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$351,756/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,094 · Scale 2, in force from 26 Feb 2026)