LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,329
−HK$5,225/mo
▼ 0.25% · 3.875%
HK$85,921
−HK$2,633/mo
Today · 4.125%
HK$88,554
baseline
▲ 0.50% · 4.625%
HK$93,942
+HK$5,388/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$177,108/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,553,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,702
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,188
−HK$2,523/mo
Today · 4.125%
HK$97,711
baseline
▲ 0.50% · 4.625%
HK$102,861
+HK$5,150/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$195,422/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$1,553,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,994
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$103,105
−HK$3,160/mo
Today · 4.125%
HK$106,265
baseline
▲ 0.50% · 4.625%
HK$112,731
+HK$6,466/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,530/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,243
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$114,226
−HK$3,027/mo
Today · 4.125%
HK$117,253
baseline
▲ 0.50% · 4.625%
HK$123,433
+HK$6,180/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,506/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,660
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$120,289
−HK$3,687/mo
Today · 4.125%
HK$123,976
baseline
▲ 0.50% · 4.625%
HK$131,519
+HK$7,543/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$247,952/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,783
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$133,264
−HK$3,531/mo
Today · 4.125%
HK$136,795
baseline
▲ 0.50% · 4.625%
HK$144,005
+HK$7,210/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$273,590/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,991
−HK$9,406/mo
▼ 0.25% · 3.875%
HK$154,657
−HK$4,740/mo
Today · 4.125%
HK$159,397
baseline
▲ 0.50% · 4.625%
HK$169,096
+HK$9,699/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$318,794/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,864
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$171,339
−HK$4,540/mo
Today · 4.125%
HK$175,879
baseline
▲ 0.50% · 4.625%
HK$185,150
+HK$9,271/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$351,758/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,099 · Scale 2, in force from 26 Feb 2026)