LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,338
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,930
−HK$2,634/mo
Today · 4.125%
HK$88,564
baseline
▲ 0.50% · 4.625%
HK$93,953
+HK$5,389/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$177,128/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,713
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,199
−HK$2,523/mo
Today · 4.125%
HK$97,722
baseline
▲ 0.50% · 4.625%
HK$102,873
+HK$5,151/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$195,444/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,005
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,116
−HK$3,161/mo
Today · 4.125%
HK$106,277
baseline
▲ 0.50% · 4.625%
HK$112,743
+HK$6,466/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,554/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,255
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,239
−HK$3,027/mo
Today · 4.125%
HK$117,266
baseline
▲ 0.50% · 4.625%
HK$123,447
+HK$6,181/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,532/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,673
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$120,302
−HK$3,687/mo
Today · 4.125%
HK$123,989
baseline
▲ 0.50% · 4.625%
HK$131,534
+HK$7,545/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$247,978/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,798
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$133,279
−HK$3,531/mo
Today · 4.125%
HK$136,810
baseline
▲ 0.50% · 4.625%
HK$144,022
+HK$7,212/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$273,620/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,008
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$154,674
−HK$4,741/mo
Today · 4.125%
HK$159,415
baseline
▲ 0.50% · 4.625%
HK$169,115
+HK$9,700/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$318,830/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,883
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$171,358
−HK$4,541/mo
Today · 4.125%
HK$175,899
baseline
▲ 0.50% · 4.625%
HK$185,171
+HK$9,272/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$351,798/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,273 · Scale 2, in force from 26 Feb 2026)