LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,341
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,934
−HK$2,633/mo
Today · 4.125%
HK$88,567
baseline
▲ 0.50% · 4.625%
HK$93,957
+HK$5,390/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$177,134/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,716
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,203
−HK$2,522/mo
Today · 4.125%
HK$97,725
baseline
▲ 0.50% · 4.625%
HK$102,877
+HK$5,152/mo
Deposit HK$18.27M · loan HK$18.27M · min. income ≈ HK$195,450/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,009
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,120
−HK$3,161/mo
Today · 4.125%
HK$106,281
baseline
▲ 0.50% · 4.625%
HK$112,748
+HK$6,467/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,562/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,259
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,243
−HK$3,027/mo
Today · 4.125%
HK$117,270
baseline
▲ 0.50% · 4.625%
HK$123,452
+HK$6,182/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,540/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,678
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$120,307
−HK$3,687/mo
Today · 4.125%
HK$123,994
baseline
▲ 0.50% · 4.625%
HK$131,539
+HK$7,545/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$247,988/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,803
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,284
−HK$3,532/mo
Today · 4.125%
HK$136,816
baseline
▲ 0.50% · 4.625%
HK$144,027
+HK$7,211/mo
Deposit HK$10.96M · loan HK$25.58M · min. income ≈ HK$273,632/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,014
−HK$9,407/mo
▼ 0.25% · 3.875%
HK$154,680
−HK$4,741/mo
Today · 4.125%
HK$159,421
baseline
▲ 0.50% · 4.625%
HK$169,122
+HK$9,701/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$318,842/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,889
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$171,365
−HK$4,541/mo
Today · 4.125%
HK$175,906
baseline
▲ 0.50% · 4.625%
HK$185,178
+HK$9,272/mo
Deposit HK$3.65M · loan HK$32.89M · min. income ≈ HK$351,812/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,334 · Scale 2, in force from 26 Feb 2026)