LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,343
−HK$5,227/mo
▼ 0.25% · 3.875%
HK$85,936
−HK$2,634/mo
Today · 4.125%
HK$88,570
baseline
▲ 0.50% · 4.625%
HK$93,959
+HK$5,389/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,140/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,719
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$95,205
−HK$2,523/mo
Today · 4.125%
HK$97,728
baseline
▲ 0.50% · 4.625%
HK$102,879
+HK$5,151/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,456/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,012
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,123
−HK$3,161/mo
Today · 4.125%
HK$106,284
baseline
▲ 0.50% · 4.625%
HK$112,751
+HK$6,467/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,568/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,262
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,246
−HK$3,028/mo
Today · 4.125%
HK$117,274
baseline
▲ 0.50% · 4.625%
HK$123,455
+HK$6,181/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,548/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,681
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,310
−HK$3,688/mo
Today · 4.125%
HK$123,998
baseline
▲ 0.50% · 4.625%
HK$131,543
+HK$7,545/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$247,996/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,806
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,288
−HK$3,531/mo
Today · 4.125%
HK$136,819
baseline
▲ 0.50% · 4.625%
HK$144,031
+HK$7,212/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,638/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,018
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$154,685
−HK$4,741/mo
Today · 4.125%
HK$159,426
baseline
▲ 0.50% · 4.625%
HK$169,126
+HK$9,700/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$318,852/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,894
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$171,370
−HK$4,540/mo
Today · 4.125%
HK$175,910
baseline
▲ 0.50% · 4.625%
HK$185,183
+HK$9,273/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$351,820/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,376 · Scale 2, in force from 26 Feb 2026)