LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,345
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,937
−HK$2,634/mo
Today · 4.125%
HK$88,571
baseline
▲ 0.50% · 4.625%
HK$93,961
+HK$5,390/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,142/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,720
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,207
−HK$2,523/mo
Today · 4.125%
HK$97,730
baseline
▲ 0.50% · 4.625%
HK$102,881
+HK$5,151/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,460/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,014
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,125
−HK$3,161/mo
Today · 4.125%
HK$106,286
baseline
▲ 0.50% · 4.625%
HK$112,753
+HK$6,467/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,572/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,264
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,249
−HK$3,027/mo
Today · 4.125%
HK$117,276
baseline
▲ 0.50% · 4.625%
HK$123,458
+HK$6,182/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,552/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,683
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,312
−HK$3,688/mo
Today · 4.125%
HK$124,000
baseline
▲ 0.50% · 4.625%
HK$131,545
+HK$7,545/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,000/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,809
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,290
−HK$3,532/mo
Today · 4.125%
HK$136,822
baseline
▲ 0.50% · 4.625%
HK$144,034
+HK$7,212/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,644/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,021
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$154,687
−HK$4,742/mo
Today · 4.125%
HK$159,429
baseline
▲ 0.50% · 4.625%
HK$169,129
+HK$9,700/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$318,858/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,897
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$171,373
−HK$4,541/mo
Today · 4.125%
HK$175,914
baseline
▲ 0.50% · 4.625%
HK$185,186
+HK$9,272/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$351,828/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,405 · Scale 2, in force from 26 Feb 2026)