LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,346
−HK$5,226/mo
▼ 0.25% · 3.875%
HK$85,938
−HK$2,634/mo
Today · 4.125%
HK$88,572
baseline
▲ 0.50% · 4.625%
HK$93,961
+HK$5,389/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$177,144/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,721
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$95,208
−HK$2,523/mo
Today · 4.125%
HK$97,731
baseline
▲ 0.50% · 4.625%
HK$102,882
+HK$5,151/mo
Deposit HK$18.28M · loan HK$18.28M · min. income ≈ HK$195,462/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$1,553,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,015
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$103,126
−HK$3,160/mo
Today · 4.125%
HK$106,286
baseline
▲ 0.50% · 4.625%
HK$112,754
+HK$6,468/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$212,572/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,265
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,249
−HK$3,028/mo
Today · 4.125%
HK$117,277
baseline
▲ 0.50% · 4.625%
HK$123,458
+HK$6,181/mo
Deposit HK$14.62M · loan HK$21.93M · min. income ≈ HK$234,554/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,553,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,684
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,313
−HK$3,688/mo
Today · 4.125%
HK$124,001
baseline
▲ 0.50% · 4.625%
HK$131,546
+HK$7,545/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,002/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,809
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,291
−HK$3,532/mo
Today · 4.125%
HK$136,823
baseline
▲ 0.50% · 4.625%
HK$144,035
+HK$7,212/mo
Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$273,646/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,022
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$154,688
−HK$4,742/mo
Today · 4.125%
HK$159,430
baseline
▲ 0.50% · 4.625%
HK$169,131
+HK$9,701/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$318,860/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,898
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$171,374
−HK$4,541/mo
Today · 4.125%
HK$175,915
baseline
▲ 0.50% · 4.625%
HK$185,188
+HK$9,273/mo
Deposit HK$3.66M · loan HK$32.90M · min. income ≈ HK$351,830/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$1,553,416 · Scale 2, in force from 26 Feb 2026)